<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.nextlevelfranchisegroup.com/blogs/tag/entrepreneur/feed" rel="self" type="application/rss+xml"/><title>Next Level Franchise Group - Blog #entrepreneur</title><description>Next Level Franchise Group - Blog #entrepreneur</description><link>https://www.nextlevelfranchisegroup.com/blogs/tag/entrepreneur</link><lastBuildDate>Thu, 09 Apr 2026 09:47:01 -0700</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[Reinvention, Resilience, and the Real Work of Building a Business]]></title><link>https://www.nextlevelfranchisegroup.com/blogs/post/reinvention-resilience-and-the-real-work-of-building-a-business</link><description><![CDATA[<img align="left" hspace="5" src="https://www.nextlevelfranchisegroup.com/NLFG - Jay Sapovitz Interview Blog.jpg"/>Entrepreneurship is often portrayed as a clean, strategic journey driven by brilliant ideas and detailed planning. However, real-world success is rarely linear. Jay Sapovitz’s journey ...]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_CV7z2kVrRoawXFeV30xr4g" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_EcSv4UBnSJeO-AUjVgHncQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_zpBE_fGZj9Vz_Y5nMU8D5w" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_zpBE_fGZj9Vz_Y5nMU8D5w"].zpelem-iframe{ border-radius:1px; } @media (max-width: 767px) { [data-element-id="elm_zpBE_fGZj9Vz_Y5nMU8D5w"].zpelem-iframe{ border-radius:1px; } } @media all and (min-width: 768px) and (max-width:991px){ [data-element-id="elm_zpBE_fGZj9Vz_Y5nMU8D5w"].zpelem-iframe{ border-radius:1px; } } </style><div class="zpiframe-container zpiframe-align-center"><iframe class="zpiframe " src="https://player.vimeo.com/video/1177819314?badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" width="" height="" align="center" allowfullscreen frameBorder="0" style="top:0px;left:0px;width:850px;height:476px;"></iframe></div>
</div><div data-element-id="elm_iDkcfFiDFqin0VsAE_KBcw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_iDkcfFiDFqin0VsAE_KBcw"].zpelem-text { border-radius:1px; } @media (max-width: 767px) { [data-element-id="elm_iDkcfFiDFqin0VsAE_KBcw"].zpelem-text { border-radius:1px; } } @media all and (min-width: 768px) and (max-width:991px){ [data-element-id="elm_iDkcfFiDFqin0VsAE_KBcw"].zpelem-text { border-radius:1px; } } </style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><div style="line-height:2;"><div style="line-height:2;"><div style="line-height:2;"><div style="line-height:2;"><div style="line-height:2;"><div style="line-height:2;"><div style="line-height:2;"><span><span><h3 style="margin-bottom:12pt;"></h3><span><span><div style="line-height:2;"><p style="margin-bottom:12pt;"></p><span style="font-size:20px;"><h3 style="margin-bottom:12pt;"></h3><span><span><h3 style="margin-bottom:4pt;"><span style="font-weight:700;"></span></h3><span><span><p style="margin-bottom:12pt;"><span></span></p><span><span><p style="margin-bottom:12pt;"><span style="font-weight:700;"></span></p><div><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><div><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><span><span><p style="margin-bottom:12pt;"><strong></strong></p><span><span><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><span><span><p style="margin-bottom:12pt;"><strong></strong></p></span></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><span><span><p style="margin-bottom:12pt;"><strong></strong></p></span></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><span><span><p style="margin-bottom:12pt;"><strong></strong></p></span></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><span><p style="margin-bottom:12pt;"><strong></strong></p></span></div></h3><h3 style="margin-bottom:4pt;"><span><span></span></span></h3><h3 style="margin-bottom:4pt;"></h3></span></span><h3 style="margin-bottom:4pt;"><span style="font-weight:700;"></span></h3><span><span><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><p style="margin-bottom:12pt;"><strong></strong></p><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;line-height:1.5;"><span style="font-size:20px;"></span></h3><h3 style="margin-bottom:4pt;"><div><p style="margin-bottom:12pt;"><strong></strong></p></div></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"><span style="font-weight:700;"></span></h3><p style="margin-bottom:12pt;"><span style="font-size:20px;"></span></p><span><span><p style="margin-bottom:12pt;"><strong>Entrepreneurship</strong> is often portrayed as a clean, strategic journey driven by brilliant ideas and detailed planning. However, real-world success is rarely linear. Jay Sapovitz’s journey—from sports radio host to <strong>serial entrepreneur</strong>—shows that success is shaped by pivots, relationships, self-awareness, and relentless action. 💡</p><p style="margin-bottom:12pt;"><span>This article translates those lessons into practical insights for aspiring entrepreneurs.</span></p><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">1. There Is No Perfect Starting Point</span></h2><p style="margin-bottom:12pt;"><span>Many people wait for the “perfect idea.” Jay’s journey proves that progress comes from movement, not perfection.</span></p><p style="margin-bottom:12pt;"><span>👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span>You don’t need a perfect idea to start.</span></p></li></ul><p style="margin-bottom:12pt;"><span>👉 Application: Start with your current skills and environment—opportunities reveal themselves after you begin.</span></p><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">2. Relationships Are More Valuable Than Credentials 🤝</span></h2><p style="margin-bottom:12pt;"><span>Despite sending countless resumes, Jay built his career through connections.</span></p><p style="margin-bottom:12pt;"><span>👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span>People open doors, not resumes.</span></p></li></ul><p style="margin-bottom:12pt;"><span>👉 Application: Build genuine relationships. Reach out, follow up, and provide value.</span></p><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">3. Opportunity Comes from Observation 👀</span></h2><p style="margin-bottom:12pt;"><span>Jay turned simple observations into business ideas by identifying inefficiencies.</span></p><p style="margin-bottom:12pt;"><span>👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span>Opportunities hide in everyday problems.</span></p></li></ul><p style="margin-bottom:12pt;"><span>👉 Application: Look for gaps: unused time, poor service, unmet demand.</span></p><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">4. Execution Beats Ideas Every Time ⚙️</span></h2><p style="margin-bottom:12pt;"><span>Success is not about unique ideas—it’s about execution.</span></p><p style="margin-bottom:12pt;"><span>👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span>Consistency and quality outperform originality.</span></p></li></ul><p style="margin-bottom:12pt;"><span>👉 Application: Focus on reliability, service, and delivering value consistently.</span></p><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">5. Learn When to Pivot 🔄</span></h2><p style="margin-bottom:12pt;"><span>Jay’s failed fitness business became successful only after pivoting.</span></p><p style="margin-bottom:12pt;"><span>👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span>Pivoting is strategy, not failure.</span></p></li></ul><p style="margin-bottom:12pt;"><span>👉 Application: If demand is low or scaling is difficult, adjust quickly.</span></p></span></span><p style="margin-bottom:12pt;"></p><h3 style="margin-bottom:4pt;line-height:1.5;"><p style="margin-bottom:12pt;"><span style="font-size:20px;"></span></p></h3></span></span><h3 style="margin-bottom:4pt;line-height:1.5;"><p style="margin-bottom:12pt;"><span style="font-size:20px;"></span></p></h3></span></span></div></div></span></span></span></span></span></span></span></div></span></span></span></span></div><span></span><h3 style="margin-bottom:12pt;line-height:1.5;"><span style="font-size:20px;"></span></h3></div><h3 style="margin-bottom:4pt;"><div style="line-height:1.5;"><p style="margin-bottom:12pt;"><span style="font-size:20px;"></span></p></div></h3></div>
<p style="margin-bottom:12pt;"><span></span></p><p style="margin-bottom:12pt;"><span></span></p></div></div>
</div></div></div></div><div data-element-id="elm_4LuR_v4vv0lgK7zcINhYEg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_4LuR_v4vv0lgK7zcINhYEg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center zptext-align-mobile-center zptext-align-tablet-center " data-editor="true"><p><img src="/Jay%20Sapovitz%20Blob%20Image.jpg" style="width:902.5px !important;height:602px !important;max-width:100% !important;" alt="Reinvention, Resilience, and the Real Work of Building a Business"/></p><div style="color:inherit;text-align:left;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:20px;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:18px;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div>
</div><div style="color:inherit;text-align:left;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"></div></span></div>
</div><blockquote style="margin-left:40px;border:none;"></blockquote><div style="color:inherit;text-align:left;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"></div></span></div>
</div><div><div style="color:inherit;text-align:left;"><div style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><div></div>
</div></span></span></div></div></div></div><blockquote style="margin:0px 0px 0px 40px;border:none;padding:0px;"></blockquote></div>
</div><div data-element-id="elm_L4gnmwYdlLuBeoSLev0VbQ" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><h3 style="margin-bottom:12pt;"></h3><h3 style="margin-bottom:4pt;"></h3><span><span><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:12pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><span><span><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:12pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:12pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><span><span><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:12pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:12pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:12pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:12pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><span><span><h3 style="margin-bottom:4pt;"></h3></span></span><div><h3 style="margin-bottom:4pt;"></h3><div><h3 style="margin-bottom:4pt;"></h3><span><span><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><span><span><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"><span><span></span></span></h3><h3 style="margin-bottom:4pt;"></h3></span></span><h3 style="margin-bottom:4pt;"><span><span></span></span></h3><h2 style="margin-bottom:4pt;"></h2></span></span><h2 style="margin-bottom:4pt;"><span style="font-weight:700;"></span></h2><span><span><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">6. Self-Awareness Is a Competitive Advantage 🧠</span></h2><p style="margin-bottom:12pt;"><span style="font-size:20px;">Understanding your strengths defines your success.</span></p><p style="margin-bottom:12pt;"><span style="font-size:20px;">👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span style="font-size:20px;">Know whether you are a builder, operator, or scaler.</span></p></li></ul><p style="margin-bottom:12pt;"><span style="font-size:20px;">👉 Application: Build teams that complement your weaknesses.</span></p><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">7. Embrace Risk and Failure 📉</span></h2><p style="margin-bottom:12pt;"><span style="font-size:20px;">Entrepreneurship comes with harsh odds and uncertainty.</span></p><p style="margin-bottom:12pt;"><span style="font-size:20px;">👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span style="font-size:20px;">Failure is common and necessary.</span></p></li></ul><p style="margin-bottom:12pt;"><span style="font-size:20px;">👉 Application: Accept instability and use failure as feedback.</span></p><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">8. Action Is the Ultimate Differentiator 🔥</span></h2><p style="margin-bottom:12pt;"><span style="font-size:20px;">The biggest takeaway: take action.</span></p><p style="margin-bottom:12pt;"><span style="font-size:20px;">👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span style="font-size:20px;">Learning happens through doing.</span></p></li></ul><p style="margin-bottom:12pt;"><span style="font-size:20px;">👉 Application: Launch, test, fail, and iterate quickly.</span></p><h2 style="margin-bottom:4pt;"><span style="font-weight:700;">9. Choose Your Type of Pain ⚖️</span></h2><p style="margin-bottom:12pt;"><span style="font-size:20px;">Every path has trade-offs.</span></p><p style="margin-bottom:12pt;"><span style="font-size:20px;">👉 Key Insight:</span></p><ul><li><p style="margin-bottom:12pt;"><span style="font-size:20px;">There is no pain-free career path.</span></p></li></ul><p style="margin-bottom:12pt;"><span style="font-size:20px;">👉 Application: Choose between stability or autonomy consciously.</span></p><p style="margin-bottom:12pt;"><span style="font-size:20px;">Entrepreneurship is not about having all the answers—it’s about acting, adapting, and persisting.</span></p><p style="margin-bottom:12pt;"><span style="font-size:20px;">Success is built on:</span></p><ul><li><p><span style="font-size:20px;">Relationships</span></p></li><li><p><span style="font-size:20px;">Observation</span></p></li><li><p><span style="font-size:20px;">Execution</span></p></li><li><p><span style="font-size:20px;">Self-awareness</span></p></li><li><p style="margin-bottom:12pt;"><span style="font-size:20px;">Resilience</span></p></li></ul><p style="margin-bottom:12pt;"><span style="font-size:20px;">Most importantly: take action. 🚀</span></p></span></span><h3 style="margin-bottom:4pt;line-height:1.2;"><p style="margin-bottom:12pt;"><span style="font-size:20px;"></span></p></h3></div></div></span></span></span></span></span></span><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;line-height:1.5;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3><h3 style="margin-bottom:4pt;"></h3></div>
</div><div data-element-id="elm_hfVIeBmkIZIrDsMBsbD1Ag" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_hfVIeBmkIZIrDsMBsbD1Ag"].zpelem-text { border-radius:1px; } @media (max-width: 767px) { [data-element-id="elm_hfVIeBmkIZIrDsMBsbD1Ag"].zpelem-text { border-radius:1px; } } @media all and (min-width: 768px) and (max-width:991px){ [data-element-id="elm_hfVIeBmkIZIrDsMBsbD1Ag"].zpelem-text { border-radius:1px; } } </style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><div style="color:inherit;"><div><div style="color:inherit;"><div style="color:inherit;"><div><div style="color:inherit;line-height:2;"><div><div style="color:inherit;"><div style="color:inherit;"><div><div style="color:inherit;line-height:1.5;"><div><div style="color:inherit;"><div style="color:inherit;"><div><div style="color:inherit;line-height:1.5;"><div style="color:inherit;"><div><div><span style="font-size:20px;"><span style="color:inherit;">If you need assistance&nbsp;to help you acquire a the perfect franchise,&nbsp;</span><span style="color:inherit;font-weight:700;"><a href="/contact" rel="">please reach out</a></span><span style="color:inherit;">.</span></span><br/></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
</div><div data-element-id="elm_cR9xlScISiPIGZcyOj9hUg" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><div align="Center"><iframe id="interactApp61a2274a68166600182ac42c" width="800" height="650" style="border:none;max-width:100%;margin:0;" allowTransparency="true" frameborder="0" src="https://quiz.tryinteract.com/#/61a2274a68166600182ac42c?method=iframe"></iframe></div>
</div></div><div data-element-id="elm_VPIYcSSqT_pWuMySx-gpug" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_VPIYcSSqT_pWuMySx-gpug"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left zpheading-align-mobile-left zpheading-align-tablet-left " data-editor="true">What's Your Next? - Podcast</h2></div>
<div data-element-id="elm_DnCA8LzDkmkElYLn2jwXZQ" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><div id="buzzsprout-player-18940207"></div><script src="https://www.buzzsprout.com/1898252/episodes/18940207-reinvention-resilience-and-the-real-work-of-building-a-business.js?container_id=buzzsprout-player-18940207&player=small" type="text/javascript" charset="utf-8"></script></div>
</div><div data-element-id="elm_Kao_IhDbr7IKmr_etVwZ2g" data-element-type="table" class="zpelement zpelem-table "><style type="text/css"> [data-element-id="elm_Kao_IhDbr7IKmr_etVwZ2g"].zpelem-table{ border-radius:0px; } [data-element-id="elm_Kao_IhDbr7IKmr_etVwZ2g"] .zptable{ width:100% !important; } </style><div class="zptable zptable-align-left zptable-align-mobile-left zptable-align-tablet-left zptable-header- zptable-header-none zptable-cell-outline-off zptable-outline-off zptable-header-sticky-tablet zptable-header-sticky-mobile zptable-style-none " data-width="100" data-editor="true"><table><tbody><tr><td style="width:17.02%;"><img src="/images/If%20I%20Could%20Do%20It%20All%20Over%20Again.jpg"/><br/></td><td style="width:53.6876%;" class="zp-selected-cell"><span style="color:inherit;"><span style="font-size:28px;"><span style="text-decoration-line:underline;"><a href="/files/if-i-could-do-it-all-over-again-would-i-buy-a-franchise-again_628a6262.pdf" rel="" download="">Download Easy To Read eBook Version</a><br/></span><span style="text-decoration-line:underline;"><a href="https://designrr.page/?id=122623&amp;token=2093884688&amp;h=3746" title="Open eBook in Easy to Read Flipbook Version" target="_blank" rel="">Open eBook in Easy to Read Flipbook Version</a></span></span></span></td><td style="width:27.934%;"> </td></tr></tbody></table></div>
</div><div data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg" data-element-type="table" class="zpelement zpelem-table "><style type="text/css"> [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"].zpelem-table{ border-style:solid; border-color:#c0c0c0 !important; border-width:1px; border-radius:0px; padding-block-start:0px; padding-block-end:0px; box-shadow:10px 5px 7px 5px rgba(45,11,11,0.28); } [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"] .zptable{ width:83% !important; } </style><div class="zptable zptable-align-left zptable-align-mobile-left zptable-align-tablet-left zptable-header- zptable-header-none zptable-cell-outline-off zptable-outline-off zptable-header-sticky-tablet zptable-header-sticky-mobile zptable-style-none " data-width="83" data-editor="true"><table style="width:83%;"><tbody><tr><td style="width:22.1116%;"> <img src="/images/Stacey-Book-Transparent-sm.png" style="width:168px;height:214.14px;"/></td><td style="width:76.8014%;"><h3>&nbsp;Author Bio</h3><div style="color:inherit;"><br/><div>I’m Stacey Riska aka “Small Business Stacey”, your franchise placement specialist. I help aspiring business owners&nbsp;<a href="https://embed.mindstamp.io/embed/ZsahgWdLNzFH"><u><span style="font-weight:700;">find the PERFECT franchise</span></u></a><span style="color:inherit;">&nbsp;so they can get to the next level in life and business.</span></div></div></td></tr></tbody></table></div>
</div><div data-element-id="elm_5XEqEQAe_e-s4Z6wEcsYFg" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><!-- start feedwind code --><script type="text/javascript" src="https://feed.mikle.com/js/fw-loader.js" preloader-text="Loading" data-fw-param="150829/"></script><!-- end feedwind code --></div>
</div><div data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"].zpelem-button{ font-family:'PT Sans'; font-size:24px; font-weight:400; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center zpbutton-align-mobile-center zpbutton-align-tablet-center"><style type="text/css"> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"] .zpbutton.zpbutton-type-primary{ font-family:'PT Sans'; font-size:24px; font-weight:400; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-md zpbutton-style-none " href="https://calendly.com/smallbizstacey/get-to-know" title="Virtual Coffee"><span class="zpbutton-content">Schedule a FREE Consultation</span></a></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 08 Apr 2026 18:40:29 +0000</pubDate></item><item><title><![CDATA[Avoid the Pitfalls: Essential Insurance Tips for New Entrepreneurs!]]></title><link>https://www.nextlevelfranchisegroup.com/blogs/post/avoid-the-pitfalls-essential-insurance-tips-for-new-entrepreneurs</link><description><![CDATA[<img align="left" hspace="5" src="https://www.nextlevelfranchisegroup.com/images/NLFG - Insurance for New Entreprenuers Blog.jpeg"/>Welcome to the world of entrepreneurship, where the thrill of starting your own business often comes hand-in-hand with the daunting task ...]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_CV7z2kVrRoawXFeV30xr4g" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_EcSv4UBnSJeO-AUjVgHncQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_pJlsXl5nVnj-sbzUEf5Jcw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_pJlsXl5nVnj-sbzUEf5Jcw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="text-align:center;"><img src="/images/pot-hole.jpg" style="width:853.5px !important;height:569px !important;max-width:100% !important;"><span><br></span></div>
<div><span><br></span></div><div><span style="color:inherit;"><span style="color:inherit;"><span style="color:inherit;font-size:20px;"><span style="color:inherit;"><span style="color:inherit;font-size:18px;"><span style="color:inherit;"><span style="color:inherit;font-size:20px;"><span style="color:inherit;"><p><span style="color:inherit;">Welcome to the <span style="font-weight:700;">world of entrepreneurship</span>, where the thrill of starting your own business often comes hand-in-hand with the daunting task of dealing with insurance. Yes, insurance – the topic that many dread but is undeniably crucial for the <span style="font-weight:700;">survival and prosperity</span> of your business. In this comprehensive guide, we dive into the essentials of business insurance with insights from Nicolas, AKA “Nico” Lares, from <span style="font-weight:700;">Fortitude Insurance Solutions</span>, shedding light on why insurance should be at the top of your priority list as an aspiring business owner.</span></p><p><span style="color:inherit;"><br></span></p></span></span><span style="color:inherit;font-size:20px;"><h3>The Importance of Business Insurance</h3><p><br></p><p>Insurance, often viewed as a necessary evil, is actually a cornerstone of a <span style="font-weight:700;">successful business</span>. It's about transferring risk from one entity to another, ensuring that your business can withstand unforeseen events that could otherwise jeopardize its existence. From personal injury lawsuits to property damage, insurance is your safety net, allowing you to focus on growth rather than fear of the unknown.</p><p><br></p><h3>Types of Business Insurance</h3><ul><li style="font-size:12pt;"><p><span style="font-size:18px;"><span style="font-weight:700;">Business Auto Insurance</span>: Essential for businesses operating vehicles, this insurance covers damages to your vehicles and liability for damages caused to others.</span></p></li><li style="font-size:12pt;"><p><span style="font-size:18px;"><span style="font-weight:700;">Workers' Compensation</span>: A must-have for businesses with employees, covering medical expenses and lost wages for employees injured on the job.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:18px;"><span style="font-weight:700;">General Liability Insurance</span>: Protects against liabilities and damages caused to third parties, covering a wide range of incidents from physical injuries to property damage.</span></p></li></ul></span></span></span></span></span></span></span></div>
<div><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:18px;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"></div>
</div><div><div style="color:inherit;"></div></div></div></div></div></div></span></div></span></div>
</div></div></div><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:18px;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"></div>
</div></div></span></div></span></div></div></div></div></div><div data-element-id="elm_BMNABcx1e5Yiing7cVyHig" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_BMNABcx1e5Yiing7cVyHig"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-center"><iframe class="zpiframe " src="https://player.vimeo.com/video/922179937?h=9d618a8cbf&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" width="" height="" align="center" allowfullscreen frameBorder="0" style="top:0px;left:0px;width:1000px;height:560px;"></iframe></div>
</div><div data-element-id="elm_X6gDMperJ4BUfkKHqynkpw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_X6gDMperJ4BUfkKHqynkpw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="text-align:center;"><span style="font-weight:700;">To book your NO COST Dream Business Match Making Session with us go to <a href="https://Explore.NextLevelFranchiseGroup.com" title="Explore.NextLevelFranchiseGroup.com" rel="">Explore.NextLevelFranchiseGroup.com</a></span></p></div>
</div><div data-element-id="elm_36wLPtpWurOLIQnJf05iJA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_36wLPtpWurOLIQnJf05iJA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><h3><span style="color:inherit;"></span></h3><h3 style="line-height:1.2;"><span style="color:inherit;"></span></h3><h3>Choosing the Right Insurance Partner</h3><h3 style="line-height:1.2;"><span style="color:inherit;"></span></h3><h3 style="line-height:1.2;"><span style="color:inherit;"><p><span style="font-size:20px;"><br></span></p><p><span style="font-size:20px;">Selecting the <span style="font-weight:700;">right insurance</span> for your business is not just about finding the lowest price; it's about understanding your specific risks and finding a provider that specializes in your industry. Working with a broker like Nico can offer personalized advice, ensuring you're adequately covered without overpaying.</span></p><p><span style="font-size:20px;"><br></span></p></span></h3><h3>The Role of Insurance in Business Growth</h3><h3 style="line-height:1.2;"><span style="color:inherit;"><p><span style="font-size:20px;"><br></span></p><p><span style="font-size:20px;">As your business expands, your insurance needs will evolve. Crossing state lines, increasing your workforce, or diversifying your services all impact your <span style="font-weight:700;">insurance requirements</span>. A trusted insurance partner can guide you through these changes, ensuring your coverage matches your growth trajectory.</span></p><p><span style="font-size:20px;"><br></span></p><p><span style="font-size:20px;font-weight:700;">Connecting with Nicolas Lares</span></p><p><span style="font-size:20px;"><br></span></p><p><span style="font-size:20px;">For those looking to dive deeper into their business insurance needs, Nicolas Lares offers expert guidance tailored to your unique situation. Reach out to him directly to ensure your business is protected and poised for success.</span></p><p><span style="font-size:20px;"><br></span></p><div style="color:inherit;"><p><span style="font-size:20px;font-weight:700;">Contact&nbsp;Nicolas &quot;Nico&quot; Lares</span></p><p><span style="font-size:20px;font-weight:700;">Email:&nbsp;<a href="mailto:Nicolas@Fortsure.com" rel="">Nicolas@Fortsure.com</a></span></p><p><span style="font-size:20px;font-weight:700;">Phone: (954) 324-3112</span></p><div><br></div></div><p style="margin-bottom:15pt;"><span style="font-size:20px;font-weight:700;">Summary with Bullet Points:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:18px;"><span style="font-weight:700;">Insurance is crucial</span> for transferring risk and protecting your business.</span></p></li><li style="font-size:12pt;"><p><span style="font-size:18px;">Key types of insurance include Business Auto, Workers' Compensation, and General Liability.</span></p></li><li style="font-size:12pt;"><p><span style="font-size:18px;">Choosing the right insurance involves understanding your <span style="font-weight:700;">risks and industry specifics</span>.</span></p></li><li style="font-size:12pt;"><p><span style="font-size:18px;">Insurance needs evolve with business growth; regular reviews are essential.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:18px;"><span style="font-weight:700;">Nicolas Lares</span> offers <span style="font-weight:700;">personalized insurance advice</span> for aspiring entrepreneurs.</span></p></li></ul><p><span style="font-size:20px;">Embarking on your entrepreneurial journey with the right insurance coverage not only safeguards your business but also empowers you to pursue your dreams with confidence. Let's turn the dreaded insurance talk into a strategic advantage for your business's future.</span></p><div><br></div></span></h3><p><span style="font-size:20px;">Thank you for joining us on &quot;<span style="font-weight:700;">What's Your Next</span>.&quot; Until next time, make it a great day, and remember, <span style="font-weight:700;">your passion knows no bounds</span>!</span></p></div>
</div><div data-element-id="elm_I9FfmQIZ50zLU8M0VxVGLg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_I9FfmQIZ50zLU8M0VxVGLg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="font-size:20px;font-weight:700;">Contact&nbsp;</span><span style="font-size:20px;color:inherit;font-weight:700;">Nicolas &quot;Nico&quot; Lares</span></p><p><span style="font-size:20px;font-weight:700;">Email: <a href="mailto:Nicolas@Fortsure.com" title="Nicolas@Fortsure.com" rel="">Nicolas@Fortsure.com</a></span></p><p><span style="font-size:20px;font-weight:700;">Phone: 1-(954) 324-3112</span></p><p></p><p><span style="color:inherit;"></span></p><p></p><div><br></div><p><span style="color:inherit;"></span></p><p></p><p><span style="color:inherit;"></span></p><p><span style="color:inherit;"></span></p></div>
</div><div data-element-id="elm_Xb7hmb_mKacjjePwD1JxQw" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_Xb7hmb_mKacjjePwD1JxQw"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true">What's Your Next? - Podcast</h2></div>
<div data-element-id="elm_f7wxbaMrnNdx1mgTEUSDmA" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><div id="buzzsprout-player-14671610"></div><script src="https://www.buzzsprout.com/1898252/14671610-avoid-the-pitfalls-essential-insurance-tips-for-new-entrepreneurs.js?container_id=buzzsprout-player-14671610&player=small" type="text/javascript" charset="utf-8"></script></div>
</div><div data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg" data-element-type="table" class="zpelement zpelem-table "><style type="text/css"> [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"].zpelem-table{ border-style:solid; border-color:#c0c0c0 !important; border-width:1px; border-radius:0px; padding-block-start:0px; padding-block-end:0px; box-shadow:10px 5px 7px 5px rgba(45,11,11,0.28); } [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"] .zptable{ width:83% !important; } </style><div class="zptable zptable-align-left zptable-header- zptable-header-none zptable-cell-outline-on zptable-outline-off zptable-style- " data-width="83" data-editor="true"><table style="width:83%;"><tbody><tr><td style="width:22.1116%;"> <img src="/images/Stacey-Book-Transparent-sm.png" style="width:168px;height:214.14px;"></td><td style="width:76.8014%;" class="zp-selected-cell"><h3>&nbsp;Author Bio</h3><div style="color:inherit;"><br><div>I’m Stacey Riska aka “Small Business Stacey”, your franchise placement specialist. I help aspiring business owners&nbsp;<a href="https://embed.mindstamp.io/embed/ZsahgWdLNzFH"><u><span style="font-weight:700;">find the PERFECT franchise</span></u></a><span style="color:inherit;">&nbsp;so they can get to the next level in life and business.</span></div></div></td></tr></tbody></table></div>
</div><div data-element-id="elm_5XEqEQAe_e-s4Z6wEcsYFg" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><!-- start feedwind code --><script type="text/javascript" src="https://feed.mikle.com/js/fw-loader.js" preloader-text="Loading" data-fw-param="150829/"></script><!-- end feedwind code --></div>
</div><div data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"].zpelem-button{ font-family:'PT Sans'; font-size:24px; font-weight:400; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"] .zpbutton.zpbutton-type-primary{ font-family:'PT Sans'; font-size:24px; font-weight:400; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-md zpbutton-style-none " href="https://calendly.com/smallbizstacey/get-to-know" title="Virtual Coffee"><span class="zpbutton-content">Schedule a FREE Consultation</span></a></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 27 Mar 2024 20:44:36 +0000</pubDate></item><item><title><![CDATA[Fear, Funding and Familiarity - The 3 F’s That Keep People From Pursuing Business Ownership - Part 1: Fear]]></title><link>https://www.nextlevelfranchisegroup.com/blogs/post/fear-funding-and-familiarity-the-3-f-s-that-keep-people-from-pursuing-business-ownership-part-1-fear</link><description><![CDATA[<img align="left" hspace="5" src="https://www.nextlevelfranchisegroup.com/images/NLFG - FFF Fear Blog.jpeg"/>In the world of franchising, fear is a common but conquerable obstacle. Here's a concise, bullet-point summary of key insights on tackling fear when buying a franchise ...]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_CV7z2kVrRoawXFeV30xr4g" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_EcSv4UBnSJeO-AUjVgHncQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_4LuR_v4vv0lgK7zcINhYEg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_4LuR_v4vv0lgK7zcINhYEg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><p><img src="/images/fear-3949033_1280.jpg" style="width:857.44px !important;height:557px !important;max-width:100% !important;"><br></p><p><br></p><h3 style="text-align:left;">The 3 F’s That Keep People From Pursuing Business Ownership - Part 1: Fear</h3><p style="text-align:left;"><span style="font-size:20px;"><br></span></p><p style="text-align:left;margin-bottom:12pt;"><span style="font-size:20px;">In the world of franchising, <span style="font-weight:700;">fear is a common but conquerable obstacle</span>. Here's a concise, bullet-point summary of key insights from the &quot;What's Your Next&quot; podcast episode on tackling fear when buying a franchise:</span></p><p style="text-align:left;margin-bottom:12pt;"><span style="color:inherit;font-size:20px;"></span></p><ul><li style="font-size:12pt;margin-left:27pt;"><p style="text-align:left;"><span style="font-size:20px;"><span style="font-weight:700;">Defining Fear</span>: Often, fear is simply '<span style="font-weight:700;">False-Evidence-Appearing-Real</span>.' It's a natural part of the franchise acquisition process.</span></p></li><li style="font-size:12pt;margin-left:27pt;"><p style="text-align:left;"><span style="font-size:20px;"><span style="font-weight:700;">Common Fears</span>:</span></p></li><ul><li style="font-size:12pt;margin-left:54pt;"><p style="text-align:left;"><span style="font-size:20px;"><span style="font-weight:700;">Security Loss</span>: Transitioning from a stable job to being your own boss.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p style="text-align:left;"><span style="font-size:20px;"><span style="font-weight:700;">Fear of Failure</span>: Worrying about not succeeding in the new venture.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p style="text-align:left;"><span style="font-size:20px;"><span style="font-weight:700;">Debt Anxiety</span>: Concerns about borrowing money or financial loss.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p style="text-align:left;"><span style="font-size:20px;"><span style="font-weight:700;">The Unknown</span>: Entering a business area with no prior knowledge.</span></p></li></ul><li style="font-size:12pt;margin-left:27pt;"><p style="text-align:left;"><span style="font-size:20px;"><span style="font-weight:700;">Personal Experience from Hosts</span>:</span></p></li><ul><li style="font-size:12pt;margin-left:54pt;"><p style="text-align:left;"><span style="font-size:20px;">Faced fear when choosing between different franchise sizes.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p style="text-align:left;margin-bottom:24pt;"><span style="font-size:20px;">Concerns about failure in food service, despite a proven franchise model.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p style="text-align:left;margin-bottom:24pt;"><span style="font-size:20px;">Ultimately, the decision was driven by factual considerations, not emotions.</span></p></li></ul></ul><p></p><blockquote style="margin-left:40px;border:none;"></blockquote><p></p><div style="color:inherit;text-align:left;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:20px;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:18px;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:20px;"><ul></ul></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div>
</div><div style="color:inherit;text-align:left;"></div><div style="color:inherit;text-align:left;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><div></div></div></span></div></div><blockquote style="margin-left:40px;border:none;"></blockquote><p></p><div style="color:inherit;text-align:left;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><div></div></div></span></div></div><p></p><div style="color:inherit;text-align:left;"></div><div style="color:inherit;text-align:left;"></div><div><div style="color:inherit;text-align:left;"><div style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><div></div></div></span></span></div></div></div></div><blockquote style="margin:0px 0px 0px 40px;border:none;padding:0px;"></blockquote></div>
</div><div data-element-id="elm_zpBE_fGZj9Vz_Y5nMU8D5w" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_zpBE_fGZj9Vz_Y5nMU8D5w"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-center"><iframe class="zpiframe " src="https://player.vimeo.com/video/901642822?badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" width="" height="" align="center" allowfullscreen frameBorder="0" style="top:0px;left:0px;width:850px;height:476px;"></iframe></div>
</div><div data-element-id="elm_WCOO0jHvrGivjVJ-un9m_Q" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_WCOO0jHvrGivjVJ-un9m_Q"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div style="color:inherit;"><div style="line-height:1;"><div style="color:inherit;"><div style="line-height:1;"><span style="color:inherit;"><div style="line-height:1;"><span style="color:inherit;"><div style="line-height:1.5;"><span style="color:inherit;"><div><span style="font-size:16px;"><br></span></div><ul><li style="font-size:12pt;margin-left:27pt;"><p><span style="font-size:20px;"><span style="font-weight:700;">Overcoming Fears</span>:</span></p></li><ul><li style="font-size:12pt;margin-left:54pt;"><p><span style="font-size:20px;"><span style="font-weight:700;">Good vs. Bad Fear</span>: Use fear as a motivator, not a deterrent.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p><span style="font-size:20px;"><span style="font-weight:700;">Seek Education</span>: Base decisions on data, logic, and facts.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p><span style="font-size:20px;"><span style="font-weight:700;">Utilize Frameworks</span>: Use structured approaches like the 'six Ps' for informed decisions.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p><span style="font-size:20px;"><span style="font-weight:700;">Do Your Due Diligence</span>: Learn from existing franchisees about their experiences.</span></p></li></ul><li style="font-size:12pt;margin-left:27pt;"><p><span style="font-size:20px;"><span style="font-weight:700;">Additional Advice</span>:</span></p></li><ul><li style="font-size:12pt;margin-left:54pt;"><p><span style="font-size:20px;"><span style="font-weight:700;">Educate Yourself</span>: Read books, listen to podcasts, and learn from successful business owners.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p><span style="font-size:20px;"><span style="font-weight:700;">Understand Your 'Why'</span>: Align your personal goals with the franchise choice.</span></p></li><li style="font-size:12pt;margin-left:54pt;"><p style="margin-bottom:24pt;"><span style="font-size:20px;"><span style="font-weight:700;">Remember Franchise Benefits</span>: It's a system to be in business for yourself, but not by yourself.</span></p></li></ul></ul><p><span style="font-size:20px;">The episode highlights that fear, while natural, should <span style="font-weight:700;">not be a barrier to pursuing franchise ownership</span>. These fears can be managed and overcome with the right approach, education, and mindset. Stay tuned for more on <span style="font-weight:700;">funding</span> and <span style="font-weight:700;">familiarity</span> in franchising!</span></p><div><span style="font-size:12pt;"><br></span></div></span></div></span></div></span></div></div></div></div></div>
</div><div data-element-id="elm_cR9xlScISiPIGZcyOj9hUg" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><div align="Center"><iframe id="interactApp61a2274a68166600182ac42c" width="800" height="650" style="border:none;max-width:100%;margin:0;" allowTransparency="true" frameborder="0" src="https://quiz.tryinteract.com/#/61a2274a68166600182ac42c?method=iframe"></iframe></div>
</div></div><div data-element-id="elm_VPIYcSSqT_pWuMySx-gpug" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_VPIYcSSqT_pWuMySx-gpug"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true">What's Your Next? - Podcast</h2></div>
<div data-element-id="elm_07RZLTB9MHeGcFMUYOSWTQ" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><div id="buzzsprout-player-14287341"></div><script src="https://www.buzzsprout.com/1898252/14287341-fear-funding-and-familiarity-the-3-f-s-that-keep-people-from-pursuing-business-ownership-part-1-fear.js?container_id=buzzsprout-player-14287341&player=small" type="text/javascript" charset="utf-8"></script></div>
</div><div data-element-id="elm_Kao_IhDbr7IKmr_etVwZ2g" data-element-type="table" class="zpelement zpelem-table "><style type="text/css"> [data-element-id="elm_Kao_IhDbr7IKmr_etVwZ2g"].zpelem-table{ border-radius:0px; } [data-element-id="elm_Kao_IhDbr7IKmr_etVwZ2g"] .zptable{ width:100% !important; } </style><div class="zptable zptable-align-left zptable-header- zptable-header-none zptable-cell-outline-on zptable-outline-off zptable-style- " data-width="100" data-editor="true"><table><tbody><tr><td style="width:17.02%;"><img src="/images/If%20I%20Could%20Do%20It%20All%20Over%20Again.jpg"><br></td><td style="width:53.6876%;" class="zp-selected-cell"><span style="color:inherit;"><span style="font-size:28px;"><span style="text-decoration-line:underline;"><a href="/files/if-i-could-do-it-all-over-again-would-i-buy-a-franchise-again_628a6262.pdf" rel="" download="">Download Easy To Read eBook Version</a><br></span><span style="text-decoration-line:underline;"><a href="https://designrr.page/?id=122623&amp;token=2093884688&amp;h=3746" title="Open eBook in Easy to Read Flipbook Version" target="_blank" rel="">Open eBook in Easy to Read Flipbook Version</a></span></span></span></td><td style="width:27.934%;"> </td></tr></tbody></table></div>
</div><div data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg" data-element-type="table" class="zpelement zpelem-table "><style type="text/css"> [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"].zpelem-table{ border-style:solid; border-color:#c0c0c0 !important; border-width:1px; border-radius:0px; padding-block-start:0px; padding-block-end:0px; box-shadow:10px 5px 7px 5px rgba(45,11,11,0.28); } [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"] .zptable{ width:83% !important; } </style><div class="zptable zptable-align-left zptable-header- zptable-header-none zptable-cell-outline-on zptable-outline-off zptable-style- " data-width="83" data-editor="true"><table style="width:83%;"><tbody><tr><td style="width:22.1116%;"> <img src="/images/Stacey-Book-Transparent-sm.png" style="width:168px;height:214.14px;"></td><td style="width:76.8014%;"><h3>&nbsp;Author Bio</h3><div style="color:inherit;"><br><div>I’m Stacey Riska aka “Small Business Stacey”, your franchise placement specialist. I help aspiring business owners&nbsp;<a href="https://embed.mindstamp.io/embed/ZsahgWdLNzFH"><u><span style="font-weight:700;">find the PERFECT franchise</span></u></a><span style="color:inherit;">&nbsp;so they can get to the next level in life and business.</span></div></div></td></tr></tbody></table></div>
</div><div data-element-id="elm_5XEqEQAe_e-s4Z6wEcsYFg" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><!-- start feedwind code --><script type="text/javascript" src="https://feed.mikle.com/js/fw-loader.js" preloader-text="Loading" data-fw-param="150829/"></script><!-- end feedwind code --></div>
</div><div data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"].zpelem-button{ font-family:'PT Sans'; font-size:24px; font-weight:400; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"] .zpbutton.zpbutton-type-primary{ font-family:'PT Sans'; font-size:24px; font-weight:400; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-md zpbutton-style-none " href="https://calendly.com/smallbizstacey/get-to-know" title="Virtual Coffee"><span class="zpbutton-content">Schedule a FREE Consultation</span></a></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Fri, 12 Jan 2024 20:23:42 +0000</pubDate></item><item><title><![CDATA[From Service to Success: A Military Couple's Journey into Franchise Ownership]]></title><link>https://www.nextlevelfranchisegroup.com/blogs/post/from-service-to-success-a-military-couple-s-journey-into-franchise-ownership</link><description><![CDATA[<img align="left" hspace="5" src="https://www.nextlevelfranchisegroup.com/images/WSC - Janna and Peter Interview Blog.jpeg"/>Are you dreaming of owning your own business but not sure where to start? Janna and Peter, a husband-wife duo, share their inspiring journey...]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_CV7z2kVrRoawXFeV30xr4g" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_EcSv4UBnSJeO-AUjVgHncQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_pJlsXl5nVnj-sbzUEf5Jcw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_pJlsXl5nVnj-sbzUEf5Jcw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="text-align:center;"><img src="/images/Janna%20and%20Peter%20Interview.jpg" style="width:872.98px !important;height:502px !important;max-width:100% !important;"><span><br></span></div>
<div><span><br></span></div><div><span style="color:inherit;"><span style="color:inherit;"><span style="color:inherit;font-size:20px;"><span style="color:inherit;"><span style="color:inherit;font-size:18px;"><span style="color:inherit;"><span style="color:inherit;font-size:20px;"><span style="color:inherit;"><p style="margin-bottom:15pt;">Are you dreaming of owning your own business but not sure where to start? Janna and Peter, a husband-wife duo, share their inspiring journey from military service to successful franchise ownership in this episode of “What’s Your Next”.&nbsp;</p><p style="margin-bottom:15pt;">They worked with Franchise Dream Matchmaker Stacey Riska to find the perfect business opportunity, and their story is a testament to the possibilities that await when you take that entrepreneurial leap. Here’s their story, summarized for easy reading:</p><p style="margin-bottom:15pt;"><span style="font-weight:700;">Background:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">Janna was a probation officer, law enforcement officer, and Air Force military police officer for 13 years.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">Peter is an Air Force officer with 13 years of service.</span></p></li></ul><p style="margin-bottom:15pt;"><span style="font-weight:700;">Seeking Change:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">Janna felt burnt out from her job and wanted a business that brought her happiness and financial freedom.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">Peter supported her desire for a career change while maintaining his military service.</span></p></li></ul><p style="margin-bottom:15pt;"><span style="font-weight:700;">Transferable Skills:</span></p><ul><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:18px;">Both brought leadership, people management, and adaptability skills from their military background.</span></p></li></ul><p style="margin-bottom:15pt;"><span style="font-weight:700;">Entrepreneurial Dreams:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">Neither had prior entrepreneurial experience or owned a business before.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">They had discussed various business ideas over the years, including a cafe and dog training.</span></p></li></ul><p style="margin-bottom:15pt;"><span style="font-weight:700;">Starting the Journey:</span></p><ul><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">They reached out to Stacey Riska for guidance, initially considering starting a business from scratch.</span></p></li></ul><p style="margin-bottom:15pt;"><span style="font-weight:700;">The Franchise Option:</span></p><p><span style="color:inherit;"></span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">Stacey introduced them to the world of franchises, emphasizing the support and structure they provide.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">Janna and Peter chose franchising as it offered the backing and guidance they needed as first-time entrepreneurs.</span></p></li></ul></span></span></span></span></span></span></span></span></div><div><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:18px;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"></div>
</div><div><div style="color:inherit;"></div></div></div></div></div></div></span></div></span></div>
</div></div></div><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:18px;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"></div>
</div></div></span></div></span></div></div></div></div></div><div data-element-id="elm_BMNABcx1e5Yiing7cVyHig" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_BMNABcx1e5Yiing7cVyHig"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-center"><iframe class="zpiframe " src="https://player.vimeo.com/video/889655453?h=9d618a8cbf&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" width="" height="" align="center" allowfullscreen frameBorder="0" style="top:0px;left:0px;width:1000px;height:560px;"></iframe></div>
</div><div data-element-id="elm_X6gDMperJ4BUfkKHqynkpw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_X6gDMperJ4BUfkKHqynkpw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="text-align:center;"><span style="font-weight:700;">To book your NO COST Dream Business Match Making Session with us go to <a href="https://Explore.NextLevelFranchiseGroup.com" title="Explore.NextLevelFranchiseGroup.com" rel="">Explore.NextLevelFranchiseGroup.com</a></span></p></div>
</div><div data-element-id="elm_jtA41FYG33vBNOifJbqNag" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_jtA41FYG33vBNOifJbqNag"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="margin-bottom:15pt;"><span style="font-size:20px;font-weight:700;">Exploring Franchise Opportunities:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">They researched and evaluated different franchises, including pet training and pet sitting concepts.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">Discovered Zoomin’ Groomin’ a mobile pet spa franchise, which piqued their interest.</span></p></li></ul><p style="margin-bottom:15pt;"><span style="font-size:20px;font-weight:700;">Market Research:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">They considered the need for their chosen franchise concept in their local area.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">Realized that there was a demand for pet grooming services and limited competition.</span></p></li></ul><p style="margin-bottom:15pt;"><span style="font-size:20px;font-weight:700;">Concerns and Doubts:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">Worries about financial backing were their primary concerns.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">They strategically planned and set aside funds to cover startup costs.</span></p></li></ul><p><span style="font-size:20px;font-weight:700;">The Decision:</span></p><ul><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">After thorough research and discussions with franchise mentors, they chose Zoomin’ Groomin’ mobile pet grooming.</span></p></li></ul><p><span style="font-size:20px;font-weight:700;">The Timeline:</span></p><ul><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">Their franchise journey took about three to four months, from initial discussions to signing the franchise agreement.</span></p></li></ul><p><span style="font-size:20px;font-weight:700;">Pre-Launch Marketing:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">Janna initiated pre-marketing efforts by promoting their business on social media and networking with local businesses.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">She reached out to potential clients, creating awareness and generating interest in their upcoming mobile pet grooming services.</span></p></li></ul><p><span style="font-size:20px;font-weight:700;">Growth Strategy:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">Initially focused on launching one van, they plan to expand by adding more vans and grooming teams as demand grows.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">Their goal is to maximize the potential of their initial van and then evaluate the need for additional units.</span></p></li></ul><p><span style="font-size:20px;font-weight:700;">Parting Wisdom:</span></p><ul><li style="font-size:12pt;"><p><span style="font-size:20px;">Trust the franchise process and keep an open mind.</span></p></li><li style="font-size:12pt;"><p style="margin-bottom:15pt;"><span style="font-size:20px;">If you have a business idea, explore it thoroughly and don't be afraid to seek guidance.</span></p></li></ul><p><span style="font-size:20px;">Janna and Peter's journey from military service to franchise ownership is a testament to the possibilities that await when you take the leap into entrepreneurship. They embraced change, followed the process, and are now on their way to owning the business of their dreams. Their story serves as inspiration for anyone seeking to transition into business ownership.</span></p><p><span style="font-size:20px;"><span style="color:inherit;"></span></span></p></div>
</div><div data-element-id="elm_Xb7hmb_mKacjjePwD1JxQw" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_Xb7hmb_mKacjjePwD1JxQw"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true">What's Your Next? - Podcast</h2></div>
<div data-element-id="elm_xS58R_VtITc-SOIhm00SHA" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><div id="buzzsprout-player-14058817"></div><script src="https://www.buzzsprout.com/1898252/14058817-from-service-to-success-a-military-couple-s-journey-into-franchise-ownership.js?container_id=buzzsprout-player-14058817&player=small" type="text/javascript" charset="utf-8"></script></div>
</div><div data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg" data-element-type="table" class="zpelement zpelem-table "><style type="text/css"> [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"].zpelem-table{ border-style:solid; border-color:#c0c0c0 !important; border-width:1px; border-radius:0px; padding-block-start:0px; padding-block-end:0px; box-shadow:10px 5px 7px 5px rgba(45,11,11,0.28); } [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"] .zptable{ width:83% !important; } </style><div class="zptable zptable-align-left zptable-header- zptable-header-none zptable-cell-outline-on zptable-outline-off zptable-style- " data-width="83" data-editor="true"><table style="width:83%;"><tbody><tr><td style="width:22.1116%;"> <img src="/images/Stacey-Book-Transparent-sm.png" style="width:168px;height:214.14px;"></td><td style="width:76.8014%;" class="zp-selected-cell"><h3>&nbsp;Author Bio</h3><div style="color:inherit;"><br><div>I’m Stacey Riska aka “Small Business Stacey”, your franchise placement specialist. I help aspiring business owners&nbsp;<a href="https://embed.mindstamp.io/embed/ZsahgWdLNzFH"><u><span style="font-weight:700;">find the PERFECT franchise</span></u></a><span style="color:inherit;">&nbsp;so they can get to the next level in life and business.</span></div></div></td></tr></tbody></table></div>
</div><div data-element-id="elm_5XEqEQAe_e-s4Z6wEcsYFg" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><!-- start feedwind code --><script type="text/javascript" src="https://feed.mikle.com/js/fw-loader.js" preloader-text="Loading" data-fw-param="150829/"></script><!-- end feedwind code --></div>
</div><div data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"].zpelem-button{ font-family:'PT Sans'; font-size:24px; font-weight:400; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"] .zpbutton.zpbutton-type-primary{ font-family:'PT Sans'; font-size:24px; font-weight:400; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-md zpbutton-style-none " href="https://calendly.com/smallbizstacey/get-to-know" title="Virtual Coffee"><span class="zpbutton-content">Schedule a FREE Consultation</span></a></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 29 Nov 2023 21:37:30 +0000</pubDate></item><item><title><![CDATA[Becoming a Grandmapreneur: Never Too Late to Chase Your Dreams]]></title><link>https://www.nextlevelfranchisegroup.com/blogs/post/becoming-a-grandmapreneur-never-too-late-to-chase-your-dreams</link><description><![CDATA[<img align="left" hspace="5" src="https://www.nextlevelfranchisegroup.com/images/WSC - Grandmapreneur Blog.jpeg"/>Connie Inukai of Write Your Selfie. Connie is not just an author and inventor, but also what we affectionately call a "grandmapreneur." Today, we'll dive into her inspiring story]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_CV7z2kVrRoawXFeV30xr4g" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_EcSv4UBnSJeO-AUjVgHncQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_XIkkjp7GQLa0C2KFSRWXBA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_pJlsXl5nVnj-sbzUEf5Jcw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_pJlsXl5nVnj-sbzUEf5Jcw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="text-align:center;"><img src="/images/manager-explaining-senior-trainee-using-computer.webp" style="width:830px !important;height:553px !important;max-width:100% !important;"><span><br></span></div>
<div><span><br></span></div><div><span style="color:inherit;"><span style="color:inherit;"><span style="color:inherit;font-size:20px;"><span style="color:inherit;"><span style="color:inherit;font-size:18px;"><span style="color:inherit;"><p>Today, we have a special guest, <span style="font-weight:700;">Connie Inukai</span> of <span style="font-weight:700;">Write Your Selfie</span>. Connie is not just an author and inventor, but also what we affectionately call a &quot;<span style="font-weight:700;">grandmapreneur</span>.&quot; Today, we'll dive into her inspiring story, her inventions, and the businesses she's running. You're in for a treat, so let's get started!</p><p><span style="color:inherit;"><br></span></p><h3>Age Is Just a Number</h3><p><span style="color:inherit;"><br></span></p><p>Connie's journey into <span style="font-weight:700;">entrepreneurship began at the age of 70</span>, proving that there's no age limit to pursuing your dreams. She spent 40 years as a technical writing professor at the University of Maryland, <span style="font-weight:700;">inspiring her students to dream big</span> and find their ideal careers. In a unique assignment, she encouraged her students to identify their dream job and create instructional materials for it, sparking creativity and ambition in her classroom.</p><p><span style="color:inherit;"><br></span></p><h3>From Technical Writing to Inventing</h3><p><span style="color:inherit;"><br></span></p><p>As Connie aged, her eyesight deteriorated, and she faced challenges like reading menus in dimly lit restaurants. To address this problem, she <span style="font-weight:700;">invented &quot;Tip and Split,&quot; </span>a handy device equipped with a magnifier, light, and bill-splitting feature. This invention became her first foray into <span style="font-weight:700;">entrepreneurship</span>.</p><p><span style="color:inherit;"><br></span></p><h3>A Transition to Retirement and New Ventures</h3><p><span style="color:inherit;"><br></span></p><p>Connie's transition from teaching to entrepreneurship came when she realized her students, who started their careers after graduation, would eventually earn more than her. She decided to retire and embark on her entrepreneurial journey. Connie initially struggled with finding the right people to promote her invention but soon took matters into her own hands. She wrote a book titled &quot;How I Got My Product on QVC, The Today Show, The View, and More in Retirement,&quot; sharing her tips on gaining visibility and <span style="font-weight:700;">success as an entrepreneur</span>.</p><p><span style="color:inherit;"><br></span></p><h3>Writing for Her Grandchildren</h3><p><span style="color:inherit;"><br></span></p><p>During the COVID-19 pandemic, Connie paused her Tip and Split venture, as it primarily served the restaurant industry. She shifted her focus to a new project: writing her life story for her grandchildren. Realizing the importance of preserving family history, she created a unique book filled with pictures and captions that share her life experiences and ancestry with her loved ones.</p><p><span style="color:inherit;"><br></span></p><h3>Inspiring Others to Write Their Selfie</h3><p><span style="color:inherit;"><br></span></p><p>Connie's passion for preserving memories and stories led her to develop &quot;<span style="font-weight:700;">Write Your Selfie</span>,&quot; a process that encourages people to compile their life stories using pictures and captions. She believes that everyone has stories to share, and her method simplifies the process. Connie has authored a book called &quot;<span style="font-weight:700;"><a href="https://grandmapreneur.com/write-your-selfie/" title="How to Write Your Selfie" target="_blank" rel="">How to Write Your Selfie</a></span>&quot; that outlines six straightforward steps to help others write their own life stories.</p></span></span></span></span></span></span></div><div><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:18px;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"></div>
</div><div><div style="color:inherit;"></div></div></div></div></div></div></span></div></span></div>
</div></div></div><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;"><div style="color:inherit;"><span style="color:inherit;font-size:18px;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"></div>
</div></div></span></div></span></div></div></div></div></div><div data-element-id="elm_BMNABcx1e5Yiing7cVyHig" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_BMNABcx1e5Yiing7cVyHig"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-center"><iframe class="zpiframe " src="https://player.vimeo.com/video/868471224?h=9d618a8cbf&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" width="" height="" align="center" allowfullscreen frameBorder="0" style="top:0px;left:0px;width:1000px;height:560px;"></iframe></div>
</div><div data-element-id="elm_X6gDMperJ4BUfkKHqynkpw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_X6gDMperJ4BUfkKHqynkpw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="text-align:center;"><span style="font-weight:700;">To book your NO COST Dream Business Match Making Session with us go to <a href="https://Explore.NextLevelFranchiseGroup.com" title="Explore.NextLevelFranchiseGroup.com" rel="">Explore.NextLevelFranchiseGroup.com</a></span></p></div>
</div><div data-element-id="elm_36wLPtpWurOLIQnJf05iJA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_36wLPtpWurOLIQnJf05iJA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><h3>Helping Others Share Their Stories</h3><p><span style="color:inherit;font-size:18px;"><br></span></p><p><span style="font-size:18px;">Connie offers her services to individuals who want to embark on their journey of writing their life stories, making the process accessible and enjoyable. She also assists those who may not have pictures by helping them source images from various places like the internet. Her goal is to encourage people to document their life stories for themselves and future generations.</span></p><p><span style="color:inherit;font-size:18px;"><br></span></p><h3>Ageless Entrepreneurship</h3><p><span style="color:inherit;font-size:18px;"><br></span></p><p><span>Connie's story is a testament to the idea that <span style="font-weight:700;">passion and entrepreneurship</span> have no expiration date. Her energy, creativity, and determination have led her to become an inspiring figure for those considering business ownership, especially in their later years.</span></p><p><span style="color:inherit;font-size:18px;"><br></span></p><h3>Passion Has No Expiration Date</h3><p><span style="color:inherit;font-size:18px;"><br></span></p><p><span style="font-size:18px;">Connie's next steps include expanding her speaking engagements to share her insights into entrepreneurship during retirement. She believes in the power of pursuing one's passion, giving back to the community, and staying connected to inspire and keep individuals young at heart. Connie has even trademarked the phrase &quot;Passion Has No Expiration Date&quot; to spread this empowering message.</span></p><p><span style="color:inherit;font-size:18px;"><br></span></p><h3>Connect with Connie</h3><p><span style="color:inherit;font-size:18px;"><br></span></p><p><span>If you're interested in connecting with Connie or exploring her ventures, you can visit her website at <a href="https://grandmapreneur.com" title="grandmapreneur.com" target="_blank" rel="">grandmapreneur.com</a>. There, you'll find information about &quot;<span style="font-weight:700;">Tip and Split</span>,&quot; &quot;<span style="font-weight:700;">Write Your Selfie</span>,&quot; and her books.</span></p><p><span style="color:inherit;font-size:18px;"><br></span></p><p><span>Connie's journey from technical writing professor to inventor, author, and entrepreneur exemplifies the idea that age should never be a barrier to pursuing your dreams. Her passion for helping others share their stories and her trademarked motto, &quot;<span style="font-weight:700;">Passion Has No Expiration Date</span>,&quot; remind us all that it's never too late to chase our dreams.</span></p><p><span style="color:inherit;font-size:18px;"><br></span></p><p><span>Thank you for joining us on &quot;<span style="font-weight:700;">What's Your Next</span>.&quot; Until next time, make it a great day, and remember, <span style="font-weight:700;">your passion knows no bounds</span>!</span></p></div>
</div><div data-element-id="elm_I9FfmQIZ50zLU8M0VxVGLg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_I9FfmQIZ50zLU8M0VxVGLg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="font-size:20px;font-weight:700;">Contact&nbsp;</span><span style="font-size:20px;color:inherit;font-weight:700;">Connie Inukai</span></p><span style="color:inherit;"><p><a href="https://www.grandmaprenuer.com"><span style="font-size:20px;font-weight:700;">https://www.Grandmaprenuer.com</span></a></p><div><br></div></span><p><span style="color:inherit;"></span></p></div>
</div><div data-element-id="elm_Xb7hmb_mKacjjePwD1JxQw" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_Xb7hmb_mKacjjePwD1JxQw"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true">What's Your Next? - Podcast</h2></div>
<div data-element-id="elm_Gra2dg1HWeNGn62cPnMTBg" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><div id="buzzsprout-player-13667379"></div><script src="https://www.buzzsprout.com/1898252/13667379-becoming-a-grandmapreneur-never-too-late-to-chase-your-dreams.js?container_id=buzzsprout-player-13667379&player=small" type="text/javascript" charset="utf-8"></script></div>
</div><div data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg" data-element-type="table" class="zpelement zpelem-table "><style type="text/css"> [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"].zpelem-table{ border-style:solid; border-color:#c0c0c0 !important; border-width:1px; border-radius:0px; padding-block-start:0px; padding-block-end:0px; box-shadow:10px 5px 7px 5px rgba(45,11,11,0.28); } [data-element-id="elm_UXx0hZNQyUENL8hLwaEsOg"] .zptable{ width:83% !important; } </style><div class="zptable zptable-align-left zptable-header- zptable-header-none zptable-cell-outline-on zptable-outline-off zptable-style- " data-width="83" data-editor="true"><table style="width:83%;"><tbody><tr><td style="width:22.1116%;"> <img src="/images/Stacey-Book-Transparent-sm.png" style="width:168px;height:214.14px;"></td><td style="width:76.8014%;" class="zp-selected-cell"><h3>&nbsp;Author Bio</h3><div style="color:inherit;"><br><div>I’m Stacey Riska aka “Small Business Stacey”, your franchise placement specialist. I help aspiring business owners&nbsp;<a href="https://embed.mindstamp.io/embed/ZsahgWdLNzFH"><u><span style="font-weight:700;">find the PERFECT franchise</span></u></a><span style="color:inherit;">&nbsp;so they can get to the next level in life and business.</span></div></div></td></tr></tbody></table></div>
</div><div data-element-id="elm_5XEqEQAe_e-s4Z6wEcsYFg" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><!-- start feedwind code --><script type="text/javascript" src="https://feed.mikle.com/js/fw-loader.js" preloader-text="Loading" data-fw-param="150829/"></script><!-- end feedwind code --></div>
</div><div data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"].zpelem-button{ font-family:'PT Sans'; font-size:24px; font-weight:400; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_ZtEc173eRUOvUIqkf-D5bg"] .zpbutton.zpbutton-type-primary{ font-family:'PT Sans'; font-size:24px; font-weight:400; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-md zpbutton-style-none " href="https://calendly.com/smallbizstacey/get-to-know" title="Virtual Coffee"><span class="zpbutton-content">Schedule a FREE Consultation</span></a></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 27 Sep 2023 20:06:10 +0000</pubDate></item></channel></rss>